01Estimate my tax 02The numbers 03Why now 04The free guide 05Permanent residency (€300k) 06Cyprus citizenship 07Are you an EU citizen? 08Who it suits 09What you get 10"Yes, but…" 11Our method 12Frequently asked questions Book a free consultation →
Non-dom residency · European Union

Your dividends, taxed at 0%.
Legally, inside the EU.

Cyprus is one of the few countries in the European Union that exempts dividends and interest for non-domiciled residents — for 17 years, with as few as 60 days on the island each year. Few people know this. Even fewer know how to execute it without a costly mistake.

UPDATED — 2026 REFORM Figures verified as of 1 January 2026

Estimate your tax in Cyprus

A 10-second estimate. The exact figure for your situation is calculated during the consultation.

Business profits
Dividends / interest
Crypto gains
Pension
Effective rate in Cyprus
14,1 %
United Kingdom (est.)
47,5 %
Estimated tax in Cyprus42 300 €
Estimated annual saving: ≈ €100,000
Get the exact figure for my situation →

Simplified illustrative estimate, excluding social contributions, exit tax and individual circumstances. Rates for your current country are broad indications for a high-income taxpayer; your actual position may differ significantly. This is not tax advice.

0 %
SDC on dividends (non-dom, 17 years)
~14 %
Typical overall burden for a business owner
60 j
Among the very few EU countries to allow this — conditions apply
300 k€
Fast-track permanent residency
The numbers

What you pay today. What you would pay in Cyprus.

Same income. Same work. A different tax residence.

Your profile Typical Western Europe In Cyprus You keep
Business owner · €300,000 ~€142,000 ~€42,000 +€100,000
Investor · €250,000 in dividends ~€75,000 ~€4,800 +€70,000
Crypto · €400,000 in gains ~€120,000 ~€32,000 +€88,000
Retiree · €60,000 pension ~€13,000 ~€2,750 +€10,000

Illustrative estimates at equivalent income levels, excluding social contributions and individual circumstances. Your actual position is calculated during the consultation.

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Why now

A rare window — and it will not stay open forever

Across Europe, favourable regimes are closing one after another. Cyprus has just confirmed its own.

CLOSED

United Kingdom

The two-century-old British non-dom regime was abolished in April 2025.

CLOSED

Portugal

The NHR scheme has closed; its replacement targets only a narrow set of research roles.

€100,000/yr

Greece & Italy

Flat-fee regimes aimed at very large fortunes — out of reach for most.

€5,000/yr min.

Malta

Only income you remit to the island is taxed — but there is an annual minimum tax, and income becomes taxable the moment you bring it in. You must weigh up every euro you remit.

OUTSIDE THE EU

Dubai

0% personal income tax, but 9% corporate tax — and crucially: no European passport, no single market, and substance to prove to your home country.

CONFIRMED 2026

Cyprus

The reform of 1 January 2026 left the non-dom regime intact — and even added an option to extend it to 27 years.

The Cyprus advantage is not only the rate: it is 0% on your dividends without having to weigh up what you remit (unlike Malta), while remaining inside the European Union (unlike Dubai). And every year spent elsewhere is a year of exemption lost: the 17 years begin the day you become resident.

See what this would mean for me →
The real issue

The challenge is not understanding Cyprus. It is executing without a mistake.

A structure that looks perfect on paper collapses on a detail: a rushed exit from your home country, a company without substance, an incomplete banking file. The difference is made in the execution.

Going it alone

  • Remaining a tax resident of your home country without realising it
  • Triggering exit tax without having planned for it
  • A company reclassified for lack of substance
  • Months of delay stuck in banking compliance

With a proper framework

  • A clean, documented break in tax residence
  • Exit tax neutralised (EU deferral, then relief)
  • A company with genuine substance and an optimised effective rate
  • A source-of-funds file validated in advance
Free guide

Get the complete guide, updated for the 2026 reform

The Cyprus opportunity explained clearly: the 2026 figures, the five profiles it works for, and above all the seven points where projects fail. In exchange for your email — no obligation.

Immediate download. We never send anything you have not agreed to receive.

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Who it suits

Five profiles, one island

Cyprus is not ideal "for everyone" — but it is remarkably well suited to these profiles. The rates below assume you are a Cyprus tax resident and hold non-domiciled status.

≈ 14 %

Business owners

A Cyprus company at 15%, then dividends exempt thanks to non-dom status, and 50% of salary exempt.

≈ 2 %

Investors

Thanks to non-dom status: 0% on your dividends and interest, and securities gains exempt.

8 %

Crypto / digital nomads

A flat 8% regime on crypto-asset disposals, new since 2026.

5 %

Retirees

Foreign pension taxed at a flat 5% by election, and non-dom status on your investment income.

0 %

Wealthy families

No wealth tax, no inheritance tax; non-dom status on income, and a path to an EU passport.

Your case

And you?

A consultation puts exact numbers on your situation in 30 minutes.

How we work

From the map to the route

01

First conversation

We listen to your situation and tell you frankly whether Cyprus makes sense.

02

Audit & chiffrage

We model your case, before and after, and compare the scenarios.

03

Execution plan

A dated roadmap: who does what, in which order, with which documents.

04

Coordination

We coordinate the lawyer, fiduciary, bank and your home-country adviser.

Frequently asked questions

What we are asked most

Did the 2026 tax reform abolish the non-dom regime?

No — quite the opposite. The reform of 1 January 2026 left the non-dom regime intact (0% SDC on dividends and interest) and even introduced an option to extend it beyond 17 years. Corporate tax rose to 15%.

Do I really have to live in Cyprus?

You must establish genuine tax residency. The 60-day rule makes this possible with a home, an activity and real substance — but a letterbox arrangement with no actual presence will not hold.

What about exit tax from my home country?

This is the most important point. Moving to Cyprus (an EU state), deferral of payment is automatic and without guarantees, and the tax can be fully relieved after 2 to 5 years. We frame this before any departure.

Do I have to buy property?

No, unless you are seeking fast-track permanent residency (€300,000), which is for non-EU nationals. EU citizens can settle with no required investment.

How long does it take to be up and running?

A typical relocation runs over 6 to 12 months. Permanent residency by investment is often obtained in 2 to 6 months once the file is complete.

Beyond tax

What you actually gain

Tax is only the doorway. Here is what lies behind it.

🇪🇺 UE

A passport in time

After 8 years of residence: naturalisation, and with it a European passport. Visa-free access to around 170 destinations.

0 €

No inheritance tax

No inheritance tax, no wealth tax, no gift tax. Your estate passes on intact.

340 j

Of sunshine a year

Warm sea, among the lowest crime rates in Europe, international schools. A life project, not just a spreadsheet.

EN

Everything in English

English common law tradition, English used throughout business. You can set up a company without a word of Greek.

2–6 mois

Fast residency

Permanent residency by investment is obtained in months — not years.

65+

Tax treaties

A network of more than 65 treaties: you stay connected to the world, without double taxation.

Let us be frank

"Yes, but…"

The four objections we hear most often. Our answers, without spin.

"It sounds too good to be true"

It is written in black and white in Cypriot law, in an EU member state subject to automatic exchange of information. Nothing opaque: its legality rests precisely on transparency.

"I cannot relocate"

The 60-day rule was designed for mobile profiles. It requires genuine presence and substance — but not living there all year round.

"What about my home tax authority?"

That is the real issue, and the first one we address: a documented break in residence, exit tax neutralised by EU deferral. Done in the right order, it holds up.

"It is complicated"

It is — which is why we exist. You do not need to become an expert: you follow a roadmap while we coordinate lawyer, fiduciary and bank.

The only question that matters: does it work for YOUR situation? A 30-minute conversation is enough to find out.

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Take the next step

Book your consultation — free and without obligation

30 minutes to assess whether Cyprus suits you, put figures on your case and set the right order of execution. If it is not right for your situation, we will tell you plainly.

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